Relocating to a different area in the UK
Relocating to a different area in the UK is a big decision and one we are seeing more and more clients explore. Whether you are moving for more space, better value for money, lifestyle changes or family reasons, planning ahead is key. In this video on our YouTube channel, we share both our personal experience […]
Getting a mortgage when you are self employed
Getting a mortgage when you are self employed can feel daunting. Many people are told it is difficult or even impossible, but that simply is not true. We help self employed clients secure mortgages every day. The key is understanding how lenders assess your income and having the right guidance for your circumstances. In our […]
Viewing Properties and What To Consider
Buying a home is one of the biggest decisions you will ever make. It affects your finances, your lifestyle and your future plans. After moving four times since relocating to this area, we have picked up a huge amount of insight into what really matters when viewing properties and planning ahead. In our video, we talked openly […]
Staying on Track for Your Next Move
You deserve the home you want, but with the recent Stamp Duty changes, moving to your next home may not feel a bit more expensive. While this increase adds additional costs to most properties, it doesn’t make your goal impossible. There are still ways to make your next move more manageable. Exploring Different Options With […]
The Real Costs of Buying a Home
Buying a home is a huge milestone and one of the biggest financial decisions you’ll ever make. But beyond the deposit and the monthly mortgage payments, there are several other costs to consider. Being aware of these expenses early can help you plan better, avoid surprises and move forward with more confidence. We’ve broken down […]
Why Property Surveys Matter Before You Buy
Buying a home is one of the biggest financial commitments you’ll ever make, and while a property might look perfect on the surface, there could be hidden issues lurking beneath. That’s where property surveys come in – they provide a deeper look at the condition of a home before you sign on the dotted line. […]
How To Navigate Asking Prices
While the market shows signs of growth, navigating asking prices can feel overwhelming, especially with rising competition among buyers and sellers. Here’s how you can approach it confidently and make informed decisions… 🏡 Understand Market Trends It’s essential to know what’s happening in the market before making a move. January saw the largest price jump […]
What is porting a mortgage?
Porting a mortgage refers to the process of transferring an existing mortgage from one property to another when moving homes. It allows homeowners to retain the same lender, interest rate, and mortgage terms while switching properties, potentially avoiding penalties for breaking their mortgage early. Find out more in my YouTube video below. Got a question? […]
Fixed-rate mortgage 2025. What are people doing right now?
I often get these questions from my clients; “What are people doing at the minute?” “Are they going for a two year fixed-rate mortgage 2025 or a five year fixed?” And my answer to this, there is no real answer to this because it’s very, very different for everyone. Watch my YouTube video below where […]