Welcome to Zita Latham Mortgages

Your trusted partner in navigating the complex world of mortgages. As your mortgage brokers we believe our most important job is to understand you first. Whether you want to buy a new home or renew the mortgage on your existing home, we will work together to find the right solution for you through a bespoke approach.

“Zita, is absolutely fantastic ... Extremely knowledgeable, professional and thorough!”
“She really gave us confidence in getting the best solutions for our circumstances, including a great rate.”
“I'd really recommend using Zita's services,... Zita is extremely knowledgeable and gets things done quickly!”
“If you're looking for a fantastic mortgage broker, Zita is the one!”
“Zita and her team .. really went above and beyond. Truly appreciated and highly recommended!”

Our Services

Mortgages Made Easy

Buying a home can be an overwhelming process, but we’re here to make it simple. We will guide you through every step, from the first appointment through to completion. We’ll explore the best mortgage options tailored to your unique financial situation, ensuring you get the most competitive rates and terms.

mortgage with low credit score

Protecting What Matters

Securing your financial future is just as important as finding the right mortgage. That’s why we offer a comprehensive range of protection services, including life insurance, critical illness cover, and income protection. We will assess your needs and recommend the cover that provides the peace of mind you and your family deserve.

Additional Services

We don’t just stop at mortgages and protection. We can help you to choose a solicitor, put you in touch with a surveyor and introduce you to a Will Writing partner.

Property Surveys Before You Buy

Why choose Zita Latham Mortgages?

Our Expertise, Your Solution

With over 10 years of market experience, we take the depths of knowledge of wide range of mortgages, to provide personalised solutions tailored to your unique needs, ensuring you receive the best possible service.

Your Needs, Our Priority

We prioritize you by taking the time to listen and understand your needs, so you can trust us to find the perfect lender at the lowest possible cost.

Simplified, Not Simplistic

Our jargon-free financial education and unique online customer service allow us to support you across the UK, reflecting how much we genuinely care in every interaction.

Multi-Award-Winning

We offer excellent service. But don’t take our word for it! We have been recognised and received multiple awards to reflect our personalised, empathetic approach and depth of knowledge which, combined, simply yield better solutions for you!

What Do Our Customers Say?

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5.0
Based on 151 reviews
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Steffan Samuel profile picture
Steffan Samuel
6 days ago
I would recommend Zita and the team to anyone. Fantastic, personal service with extensive experience and industry knowledge which gives you assurance as a customer. Thank you!
We had an exceptional experience with Jarrod and Zita and the team throughout our apartments buying journey. They were professional and supportive so made the process feel much smoother and easier to understand (this was our first experience with no knowledges at all). I felt completely reassured and would highly recommend Zita Latham Mortgages to anyone looking for a knowledgeable advisor.
Zita Szep profile picture
Zita Szep
2 weeks ago
I had an exceptional experience with Zita and the team throughout my house buying journey. From start to finish, they were professional, supportive, and always available to answer any questions I had.

Buying a home can be stressful at times, but Zita made the whole process feel much smoother and easier to understand. Communication was excellent throughout, and I always felt reassured that everything was being handled properly.

I’m very grateful for all of the help and guidance I received and would highly recommend Zita Latham Mortgages to anyone looking for a reliable and knowledgeable mortgage advisor.
Craig Moran profile picture
Craig Moran
2 weeks ago
Outstanding Mortgage Broker – Highly Recommended
We had a fantastic experience working with Zita Latham Mortgages and couldn’t recommend them highly enough. From start to finish, the service was exceptional. Zita, Jarrod, and their team went above and beyond to help us secure a highly competitive, low-rate mortgage, guiding us clearly through every step of the process.
What really sets them apart is their international experience, which was invaluable for us as expats. They understood the complexities of our situation immediately and handled everything with confidence, expertise, and professionalism, making what could have been a stressful process feel smooth and straightforward.
On top of their knowledge, the team is warm, friendly, and incredibly responsive. Communication was always prompt and clear, and we genuinely felt supported and cared for throughout. No question was too small, and we always felt like a priority.
If you’re looking for a mortgage broker who is knowledgeable, trustworthy, and a pleasure to work with—especially if you’re an expat—Zita Latham Mortgages is an excellent choice.
Eniko Jakab profile picture
Eniko Jakab
3 weeks ago
I would like to express my sincere gratitude for the exceptional service provided by Jarrod from Zita Latham Mortgages. Due to the complexities of being self-employed and considerations regarding my age, I anticipated significant challenges in securing a mortgage.
Jarrod’s extensive knowledge of lender criteria and his persistent approach were instrumental in navigating these hurdles. He remained fully committed to my case until a suitable lender was identified, ultimately securing my mortgage in an impressively short timeframe. I highly recommend Jarrod and his team to anyone facing a complex or non-standard mortgage application. Thank you for your dedication and professionalism.
Vicky K profile picture
Vicky K
3 months ago
Outstanding service from Jarrod and Zita Latham!
As first-time buyers, we were incredibly nervous, but Jarrod was brilliant throughout. He was friendly, reassuring, and always happy to explain things clearly. He truly went above and beyond to make sure we understood each step of the process and was always on hand when I had questions.
Beyond finding us the best mortgage rate, Zita also helped with home and life insurance quotes. She provided expert, clear advice tailored to our long-term life goals.
We highly recommend them to anyone looking for stress-free, professional experience!
Norbert Tankó profile picture
Norbert Tankó
4 months ago
Zita Latham and her team did a fantastic job – without them, our home-buying journey would have been far more stressful. We got ourselves into a rather tricky situation (quick offer, acceptance, panic), but Zita remained calm and professional throughout, focusing on solutions rather than judgement. This gave us a huge sense of reassurance.

She explained everything clearly, was always available, and knew exactly what the next steps were at every stage of the process.

If you are planning to buy a property in the UK and are looking for someone who is not only highly knowledgeable but also genuinely supportive on a personal level, we can wholeheartedly recommend Zita Latham and her team. We are incredibly grateful for all their help.
Gilicze Mate profile picture
Gilicze Mate
5 months ago
It was the best decision to choose Zita Latham Mortgages. I recieved a lot of help during the process and the gift is also so nice and kind. Such a wonderful and helpful team. Thank you so much for the help to get my flat.
Dora Asztalos profile picture
Dora Asztalos
6 months ago
People often say that buying a house is stressful, but when you have the right people around you, the whole process becomes so much easier. Thank you to Zita and her team for making our first home-buying experience so smooth. I’m truly grateful - not just for them, but also for the amazing recommended partners who did an excellent job. They always responded to our queries promptly, and we never had to chase for updates, which made everything even easier.
Szabolcs Somogyi profile picture
Szabolcs Somogyi
9 months ago
Fast and Friendly Service, very helpful and clear communication from the mortgage team. Thanks so much
Oliver Foster profile picture
Oliver Foster
9 months ago
Anyone wondering whether to work with a mortgage broker, instead of going it alone, should look no further than Jarrod and Zita. Their model is simple - pay an upfront fee and know that you can access their wise counsel for life. My sale and purchase process was testing in the final weeks, with several unexpected curveballs but Jarrod was calm throughout, reassuring me that my mortgage provider was fine with it all. And he was right about that. Having set up an ongoing relationship with them, I now know I can go back to Jarrod later in the year when I need to talk about funding certain renovations. Thanks again, Jarrod - a pleasure getting to know you
N H profile picture
N H
9 months ago
Our friends and family recommended Zita and her team, all of them spoke highly of her professionalism and expertise. But what they didn’t quite manage to put across is her dedication to make the entire process feel less successful (as much as that can be possible 😊).
From our very first fact finding video call, it was very clear that Zita wasn’t just there to tick boxes, she was here to truly understand us. It really felt like we had a trusted friend on the other side of the screen, someone who helped us think through all the alternatives without pressure or confusion.
She listened to our needs, explained every step with clarity, and offered guidance whenever we needed it.
As first-time buyers, we had a million questions but Zita and her team practically held our hands through the entire process what made all the difference. They were consistently approachable, responsive and incredibly supportive.

We are extremely greatful for her help, which didn't just stop after our purchase, she was there to help with all the insurances and find the best qoutes that meet our needs!

If you’re looking for someone who combines expertise with genuine care, Zita is the one!

Thank you Zita, Jemma and others behind the scene 😊!

P. S. She even managed to surprise us at the end of our journey with a lovely present 😊

Your grateful clients,
N&J from Newport
Photo from customer review
Diana Szoke profile picture
Diana Szoke
9 months ago
We have recently completed our remortgage with Zita and her team and as 2 years ago, we have only met with pure professionalism and high expertise in handling our queries and application. We are very satisfied and highly recommend her services.
Joseph Naszladi profile picture
Joseph Naszladi
9 months ago
An absolutely professional and dedicated team! Incredibly helpful throughout the entire process and they don’t stop until you’ve got the keys to your new home. Truly the best brokers out there!
Roland Kiss profile picture
Roland Kiss
10 months ago
Just completed my first home purchase through Zita Latham Mortgages, and all I can say is that I felt like I was in the best care possible. Zita is very thorough and knowledgeable, professional and always ready to assist with anything. They have an amazing team who consistently followed my case and kept me up to date on progress, Jem and Joanne, both amazing. For me, they have provided a 5 star service at a very reasonable price. The fact that it's a life time service, is just icing on the cake. Thank you very much Zita, Jem and Joanne!
Timea Berenyi profile picture
Timea Berenyi
10 months ago
Professional and excellent team at Zita Latham Mortgages!
100% recommended!!!
Honestly we felt we are in the right hands, we didn't had to worry about anything .

Zita is the best mortgage advisor, her knowledge is unbeatable, she is always available and she is there to make sure you have the best mortgage in place.

Jemma ,her assistant is very friendly and quick responder. From the start to finish she was incredibly helpful ,and provided the best possible support .

Thank you ladies! We are forever grateful for your support throughout our property purchase!
Gyorgyi K profile picture
Gyorgyi K
10 months ago
Zita and her team provided 5* service.
Jozsef Solymari profile picture
Jozsef Solymari
10 months ago
We recently worked with Zita Latham Mortgages to remortgage our property, and we honestly couldn’t be happier with the experience. From our first conversation, Zita demonstrated a deep understanding of the market and helped us navigate the process with ease and confidence.
Zita took the time to understand our financial goals and presented several options that were perfectly suited to our needs. She explained each one clearly, highlighting the pros and cons so we could make an informed decision. We never felt rushed or pressured—just supported by someone who genuinely had our best interests at heart.
The entire process was smooth and efficient, with excellent communication every step of the way.
We can’t recommend Zita and her Team highly enough.
Thank you
Steph profile picture
Steph
10 months ago
Zita is a true professional broker to work with - her referrals to us for home insurance to Safe&Secure Home Insurance for her clients are exceptionally high quality. Pleasure to work alongside!
Katalin Toth profile picture
Katalin Toth
11 months ago
We can’t thank Zita and her brilliant team enough for all the hard work and dedication they put into helping us secure our mortgage. From the very beginning, Zita was friendly, knowledgeable, and genuinely committed to making our dream of owning a house come true.

She guided us through every step of the process with patience and professionalism, always taking the time to explain things clearly and answer our (often out of hours!) questions. What really stood out was her attention to detail and how proactive she was—nothing ever felt like too much trouble. Zita also assisted us with mortgage insurance. Thanks to her efforts, everything was completed smoothly and efficiently within just 2.5 months, which we know is no small feat!

We truly felt supported throughout the entire journey, and we’re so grateful to have had someone so reliable and caring on our side. Highly recommended!
Gregus Anita profile picture
Gregus Anita
1 year ago
Zita is an absolute gem!! She helped us with everything and answered all our questions with lots of knowledge. She and her team , specially Jemma,(who was keep us updated when Zita wasn't available) make our "mortgage journey" so smooth and easy. We didn't worried at all... She even helped us to get the best insurance too. If I could start again, I would definitely want to choose Zita Latham and her super team. Thank you again to help us to buy our first home♥️ xxxx
Gregus Anita profile picture
Gregus Anita
1 year ago
Zita egy abszolút gyöngyszem!! Mindenben segített, és sok tudással válaszolt minden kérdésünkre. Ő és csapata, különösen Jemma, (aki folyamatosan tájékoztatott minket, amikor Zita nem volt elérhető), simává és egyszerűvé teszik a „jelzálog-utazásunkat”. Egyáltalán nem aggódtunk... Még abban is segített, hogy a legjobb biztosítást kössük. Ha újra kezdhetném, akkor mindenképpen Latham Zitát és szupercsapatát választanám. Ezúton is köszönjük, hogy hozzájárult az első otthonunk vásárlásához♥️ xxxx
P Sz profile picture
P Sz
2 years ago
We would recommend Zita a 100% for anyone looking for a reliable broker. During our journey she was always there, supporting us and making sure everything is ready by the time we needed.
Zita has a great knowledge and you can easily tell how much she loves what she is doing! She goes above and beyond for her clients!
Her kindness and caring personality was an extra bonus for us which made all the meetings smooth and enjoyable! 😊
P Sz profile picture
P Sz
2 years ago
Zitát 100%-ban ajánljuk mindenkinek, aki megbízható brókert keres. Utunk során mindig ott volt, támogatott minket, és gondoskodott arról, hogy minden készen álljon a szükséges időre.
Zita nagy tudású, és könnyen megállapítható, hogy mennyire szereti, amit csinál! Mindent megtesz ügyfeleiért!
Kedvessége és gondoskodó személyisége plusz bónusz volt számunkra, ami zökkenőmentessé és élvezetessé tette az összes találkozót! 😊
Karol Walas profile picture
Karol Walas
2 years ago
We would just like to thank you Zita and the team from The Mortgage Mum for her exceptionally helpful service, we were first buyer, so we completely don`t know nothing about it, so looking after our case throughout the whole process, Zita and team very the care and attention taken from initial enquiry to completion of the mortgage left us feeling very comfortable and re-assured, she also offered us insurance on very good terms. I love her podcasts and, I see that her website is constantly developing where is new tool you can now easily and clearly see if there are any changes to your mortgage, which is an even bigger plus. I can highly recommended The Mortgage Mum , is perfection.
Karol Walas profile picture
Karol Walas
2 years ago
Ezúton szeretnénk megköszönni Zitának és a Jelzáloganya csapatának a rendkívül segítőkész szolgáltatást, első vásárlók voltunk, így teljesen semmit sem tudunk róla, így ügyünkre ügyeltünk az egész folyamat során, Zita és csapata A kezdeti megkereséstől a jelzáloghitel befejezéséig tartó odafigyelés és odafigyelés nagyon kényelmes és megnyugtató érzést keltett bennünk, nagyon jó feltételekkel biztosítást is kínált nekünk. Imádom a podcastjait, és látom, hogy a webhelye folyamatosan fejlődik, ahol egy új eszközzel most könnyen és egyértelműen láthatja, hogy történt-e változás a jelzáloghitelén, ami még nagyobb plusz. Nagyon tudom ajánlani a Jelzálogmamát, tökéletes.
Niki Kárász profile picture
Niki Kárász
2 years ago
Thank you Mortgage Mum!
We purchased our first home and received the most valuable help throughout the process from Zita and her team! We were slightly green in the home buying business, had little clue how things work and what to focus on. Zita and her team provided superb help on finding the perfect Lender for us as well as guided us through step by step until we reached completion date. Highly recommend their services. Their professional experiences and kind approach is absolutely outstanding!
Niki Kárász profile picture
Niki Kárász
2 years ago
Köszönjük Jelzálog Anyu!
Megvásároltuk első otthonunkat, és a folyamat során a legértékesebb segítséget kaptuk Zitától és csapatától! Kissé zöldek voltunk a lakásvásárlási üzletágban, fogalmunk sem volt, hogyan működnek a dolgok, és mire kell összpontosítanunk. Zita és csapata nagyszerű segítséget nyújtott a számunkra tökéletes Hitelező megtalálásában, valamint lépésről lépésre végigvezetett bennünket a befejezési határidőig. Nagyon ajánlom szolgáltatásaikat. Szakmai tapasztalatuk és kedves hozzáállásuk abszolút kiemelkedő!
Moeed Ahmad profile picture
Moeed Ahmad
2 years ago
As a first time buyer, we were quite nervous but Zita was very helpful and was with us every step of the way. She kept us updated and stayed in touch with solicitor on our behalf to make sure the whole process is seamless.
Definitely recommend Zita as a Mortgage Broker.
Moeed Ahmad profile picture
Moeed Ahmad
2 years ago
Első vásárlóként elég idegesek voltunk, de Zita nagyon segítőkész volt és minden lépésnél velünk volt. Folyamatosan tájékoztatott minket, és a nevünkben tartotta a kapcsolatot az ügyvéddel, hogy az egész folyamat zökkenőmentes legyen.
Határozottan ajánlom Zitát jelzáloghitel-brókernek.
Zita and the team were a great support for our recent purchase. Zita guided us through the options with real clarity. She was a calm and reassuring presence overcoming any obstacles. She really gave us confidence in getting the best solutions for our circumstances, including a great rate. The team including Joanne and Kelly were also great supporting our queries and being proactive following up with our solicitors and the agents. Making the process simple. Thank you!
Adrienn90 profile picture
Adrienn90
2 years ago
I had the pleasure of working with Zita as our mortgage advisor, and I cannot recommend her highly enough. From our first meeting to the final closing, Zita was exceptional in every aspect of her service.

If you're looking for a mortgage advisor who is knowledgeable, dedicated, and genuinely cares about your financial well-being, look no further than Zita. She is simply the best!
Adrienn90 profile picture
Adrienn90
2 years ago
Örömömre szolgált, hogy Zitával, mint jelzáloghitel-tanácsadónkkal dolgozhattam, nem tudom őt eléggé ajánlani. Zita első találkozásunktól a végső zárásig minden tekintetben kivételes volt a szolgálatában.

Ha olyan jelzáloghitel-tanácsadót keres, aki hozzáértő, elhivatott és őszintén törődik az Ön pénzügyi jólétével, ne keressen tovább Zitánál. Egyszerűen ő a legjobb!
Dajnics Magdi profile picture
Dajnics Magdi
3 years ago
Zitát a Facebookon ajánlották a Házvásárlás Angliában nevű csoportban. Nem bántam meg hogy őt és csapatát választottam. Rendkívül segítőkész volt és minden kérdésünkre azonnal válaszolt. A hitelügyintézést maximálisan és gyorsan végezte. Türelmes és figyelmes volt velünk. Tiszta szívből ajánlom mindenkinek akinek szüksége van jelzáloghitelre és igazán jó hitelügyintézőt szeretne.

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Get Started Today!

Ready to take the first step? Schedule a complimentary consultation with us. We’ll listen to your goals, assess your needs, and develop a personalised plan to help you achieve your financial goals and homeownership success.

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