The legal process when buying a home and how long it really takes
If you are buying a home, one of the first questions you will probably ask is how long the legal process takes and when you might finally get the keys. It is a very natural question, and one I hear all the time. I explain this in more detail in my video here, which I […]
The Importance of Using a Budget Planner
In this new episode on Home Made By The Lathams, Zita and Jarrod talk about all things budgeting and the importance of using a budget planner. Every household manages their finances differently. Some will have one person taking care of the financial responsibilities, others it’s a shared task. But when you’re buying a home, transparency […]
Viewing Properties and What To Consider
Buying a home is one of the biggest decisions you will ever make. It affects your finances, your lifestyle and your future plans. After moving four times since relocating to this area, we have picked up a huge amount of insight into what really matters when viewing properties and planning ahead. In our video, we talked openly […]
What to Consider When Buying a Property in the UK
Buying a property is one of the biggest decisions you’ll ever make, and we know from personal and professional experience that the whole process can feel overwhelming. That’s exactly why we have created our new video series, Home Made By The Lathams. We wanted to open the doors to our Surrey home and share what […]
Can My Parents Gift Me a Deposit for a Mortgage?
One of the biggest hurdles for first-time buyers is saving up a Gifted Deposit for Mortgage. If you’re struggling to build up your savings, you’re not alone, and it’s very common for parents to step in and help. In fact, I help many clients each month who are using gifted deposits from family to buy […]
What Counts as Proof of Income for a Mortgage?
If you’re preparing to apply for a Proof of Income for Mortgage, one of the key things your lender will look at is your income. But the type of documents you’ll need to provide depends on how you earn, whether you’re employed or self-employed. As a mortgage broker, I help clients from all kinds of […]
How Much Will a Lender Actually Lend You for a Mortgage?
One of the first questions I’m often asked is, How much can I actually borrow for a mortgage? It’s such an important part of planning your move, and knowing what to expect can really help set the right expectations from the start. The amount a lender will offer you depends on a few different things. It’s not […]
How Much Deposit Do You Need to Buy a Property?
Saving for a deposit is often the first big step on the journey to buying your own home. But one of the most common questions we hear is, “How much do I actually need?” In our YouTube video, we break this down clearly and simply, helping you understand how much you’ll need to save and […]
Staying on Track for Your Next Move
You deserve the home you want, but with the recent Stamp Duty changes, moving to your next home may not feel a bit more expensive. While this increase adds additional costs to most properties, it doesn’t make your goal impossible. There are still ways to make your next move more manageable. Exploring Different Options With […]
Why Property Surveys Matter Before You Buy
Buying a home is one of the biggest financial commitments you’ll ever make, and while a property might look perfect on the surface, there could be hidden issues lurking beneath. That’s where property surveys come in – they provide a deeper look at the condition of a home before you sign on the dotted line. […]