Can My Parents Gift Me a Deposit for a Mortgage?
One of the biggest hurdles for first-time buyers is saving up a Gifted Deposit for Mortgage. If you’re struggling to build up your savings, you’re not alone, and it’s very common for parents to step in and help. In fact, I help many clients each month who are using gifted deposits from family to buy […]
What Counts as Proof of Income for a Mortgage?
If you’re preparing to apply for a Proof of Income for Mortgage, one of the key things your lender will look at is your income. But the type of documents you’ll need to provide depends on how you earn, whether you’re employed or self-employed. As a mortgage broker, I help clients from all kinds of […]
First-Time Buyers: Are You Ready to Start Viewing Properties?
Watch my video here If you’re a first-time buyer and starting to get excited about booking your first viewings, this is a crucial moment in your home-buying journey. But before you start walking through those front doors and imagining your new life, there’s one very important step I recommend taking…speaking to a mortgage broker! Why […]
How Much Will a Lender Actually Lend You for a Mortgage?
One of the first questions I’m often asked is, How much can I actually borrow for a mortgage? It’s such an important part of planning your move, and knowing what to expect can really help set the right expectations from the start. The amount a lender will offer you depends on a few different things. It’s not […]
Can My Parents Give Me Money for a House Deposit?
If you’re saving for your first home and wondering whether your parents can help with the deposit, the answer is yes, and it’s more common than you might think. Many of the first-time buyers I work with receive help from family members to boost their deposit. It’s a generous and meaningful way for parents to […]
How Much Deposit Do You Need to Buy a Property?
Saving for a deposit is often the first big step on the journey to buying your own home. But one of the most common questions we hear is, “How much do I actually need?” In our YouTube video, we break this down clearly and simply, helping you understand how much you’ll need to save and […]
What are the document requirements when buying a property?
Navigating the mortgage process can feel a little overwhelming, especially if you’re doing it for the first time. Whether you’re a first-time buyer, self-employed, or simply haven’t been through the process in a while, it’s totally normal to feel unsure about what comes next. That’s exactly why I’ve created a YouTube video to walk you […]
The Real Costs of Buying a Home
Buying a home is a huge milestone and one of the biggest financial decisions you’ll ever make. But beyond the deposit and the monthly mortgage payments, there are several other costs to consider. Being aware of these expenses early can help you plan better, avoid surprises and move forward with more confidence. We’ve broken down […]
Stamp Duty Changes 2025: What You Need to Know
From 1st April 2025, major changes to Stamp Duty Land Tax (SDLT) take effect, impacting the majority of homeowners in the UK. If you’re planning to buy or move home, it’s crucial to understand how these changes could impact your costs. How Much More Will You Pay? Around 49% of homeowner purchases over £250,000 will […]
Proposed Mortgage Rule Changes: Could This Help Me?
If you’re a first-time buyer (FTB) struggling to get on the property ladder, recent discussions about potential changes to mortgage rules could bring some relief. Regulators and the government are considering adjustments that aim to make homeownership more accessible to prospective buyers, especially those with reliable financial habits but limited access to large deposits or […]