What to Consider When Buying a Property in the UK
Buying a property is one of the biggest decisions you’ll ever make, and we know from personal and professional experience that the whole process can feel overwhelming. That’s exactly why we have created our new video series, Home Made By The Lathams. We wanted to open the doors to our Surrey home and share what […]
Fixed vs Variable Mortgages in Reigate: What’s the Best Option Right Now?
Fixed or Variable Mortgage in Reigate? Compare Your Options Fixed vs Variable Mortgages in Reigate: What’s the Best Option Right Now? With interest rates still a hot topic and the housing market in Reigate remaining competitive, many first-time buyers — and even seasoned homeowners — are wondering: should I choose a fixed or variable mortgage? […]
First-Time Buyer Mistakes to Avoid in the Surrey Property Market
First-Time Buyer Mistakes to Avoid in Surrey | Mortgage Advice First-Time Buyer Mistakes to Avoid in the Surrey Property Market Buying your first home is exciting — but it can also be overwhelming, especially in a competitive area like Surrey. Towns like Reigate and Redhill attract many first-time buyers, but they also present unique challenges. […]
What Does a Mortgage Advisor Do in Redhill & Reigate?
Mortgage Advisor Redhill & Reigate – What We Do for You What Does a Mortgage Advisor Do in Redhill & Reigate? If you’re looking to buy a home in Redhill or Reigate, working with a local mortgage advisor can make the entire process smoother — and often more affordable. But what exactly does a mortgage […]
Can You Get a Mortgage with Bad Credit in Surrey? | Local First-Time Buyer Guide
Mortgage with Bad Credit Surrey — What You Need to Know Can You Get a Mortgage with Bad Credit in Surrey? If you’re trying to buy a home in Surrey — particularly in areas like Reigate or Redhill — and you’ve had financial difficulties in the past, you might be wondering: **can I still get […]
Can My Parents Gift Me a Deposit for a Mortgage?
One of the biggest hurdles for first-time buyers is saving up a Gifted Deposit for Mortgage. If you’re struggling to build up your savings, you’re not alone, and it’s very common for parents to step in and help. In fact, I help many clients each month who are using gifted deposits from family to buy […]
What Counts as Proof of Income for a Mortgage?
If you’re preparing to apply for a Proof of Income for Mortgage, one of the key things your lender will look at is your income. But the type of documents you’ll need to provide depends on how you earn, whether you’re employed or self-employed. As a mortgage broker, I help clients from all kinds of […]
How Much Deposit Do You Need for a Mortgage in Reigate or Redhill?
Mortgage Deposit in Reigate & Redhill | First-Time Buyer Tips One of the biggest hurdles for first-time buyers is saving for a deposit. If you’re planning to buy in Reigate or Redhill, here’s what you need to know about how much you’ll need — and how to get there faster. How Much Is the Average […]
Worried About a Low Credit Score? Here’s What You Can Do Before Applying for a Mortgage
If you’re getting ready to apply for a mortgage and feeling unsure about your credit score, you’re not alone. One of the most common questions I get from clients is, “Zita, my score is only around 700 — should I take out a credit card to boost it?” I get it. It’s natural to want […]
First-Time Buyers: Are You Ready to Start Viewing Properties?
Watch my video here If you’re a first-time buyer and starting to get excited about booking your first viewings, this is a crucial moment in your home-buying journey. But before you start walking through those front doors and imagining your new life, there’s one very important step I recommend taking…speaking to a mortgage broker! Why […]