First-Time Buyer Mistakes to Avoid in the Surrey Property Market
First-Time Buyer Mistakes to Avoid in Surrey | Mortgage Advice First-Time Buyer Mistakes to Avoid in the Surrey Property Market Buying your first home is exciting — but it can also be overwhelming, especially in a competitive area like Surrey. Towns like Reigate and Redhill attract many first-time buyers, but they also present unique challenges. […]
What Does a Mortgage Advisor Do in Redhill & Reigate?
Mortgage Advisor Redhill & Reigate – What We Do for You What Does a Mortgage Advisor Do in Redhill & Reigate? If you’re looking to buy a home in Redhill or Reigate, working with a local mortgage advisor can make the entire process smoother — and often more affordable. But what exactly does a mortgage […]
Can You Get a Mortgage with Bad Credit in Surrey? | Local First-Time Buyer Guide
Mortgage with Bad Credit Surrey — What You Need to Know Can You Get a Mortgage with Bad Credit in Surrey? If you’re trying to buy a home in Surrey — particularly in areas like Reigate or Redhill — and you’ve had financial difficulties in the past, you might be wondering: **can I still get […]
Can My Parents Gift Me a Deposit for a Mortgage?
One of the biggest hurdles for first-time buyers is saving up a Gifted Deposit for Mortgage. If you’re struggling to build up your savings, you’re not alone, and it’s very common for parents to step in and help. In fact, I help many clients each month who are using gifted deposits from family to buy […]
What Counts as Proof of Income for a Mortgage?
If you’re preparing to apply for a Proof of Income for Mortgage, one of the key things your lender will look at is your income. But the type of documents you’ll need to provide depends on how you earn, whether you’re employed or self-employed. As a mortgage broker, I help clients from all kinds of […]
How Much Deposit Do You Need for a Mortgage in Reigate or Redhill?
Mortgage Deposit in Reigate & Redhill | First-Time Buyer Tips One of the biggest hurdles for first-time buyers is saving for a deposit. If you’re planning to buy in Reigate or Redhill, here’s what you need to know about how much you’ll need — and how to get there faster. How Much Is the Average […]
Worried About a Low Credit Score? Here’s What You Can Do Before Applying for a Mortgage
If you’re getting ready to apply for a mortgage and feeling unsure about your credit score, you’re not alone. One of the most common questions I get from clients is, “Zita, my score is only around 700 — should I take out a credit card to boost it?” I get it. It’s natural to want […]
First-Time Buyers: Are You Ready to Start Viewing Properties?
Watch my video here If you’re a first-time buyer and starting to get excited about booking your first viewings, this is a crucial moment in your home-buying journey. But before you start walking through those front doors and imagining your new life, there’s one very important step I recommend taking…speaking to a mortgage broker! Why […]
Have You Recently Moved to the UK and Are Considering Buying a Property Here?
Thinking about putting down roots in the UK and buying your first home here? Whether you’ve just arrived or have been living here for a few years and are ready to settle, this video is for you… Watch my video here I work with many clients who are foreign nationals and want to make the […]
Six is the Magic Number: When to Start Your Remortgage
If your current mortgage rate is coming to an end, timing is everything when it comes to your remortgage. One number I always tell my clients to remember is six. Six months is the magic number. That’s how far in advance you should start thinking about your remortgage, and in a video on my YouTube […]