Relocating to a different area in the UK
Relocating to a different area in the UK is a big decision and one we are seeing more and more clients explore. Whether you are moving for more space, better value for money, lifestyle changes or family reasons, planning ahead is key. In this video on our YouTube channel, we share both our personal experience […]
Getting a mortgage when you are self employed
Getting a mortgage when you are self employed can feel daunting. Many people are told it is difficult or even impossible, but that simply is not true. We help self employed clients secure mortgages every day. The key is understanding how lenders assess your income and having the right guidance for your circumstances. In our […]
Understanding Mortgage Interest Rates
Interest rates are often the first thing people focus on when they think about a mortgage. That is completely understandable. Your interest rate directly affects your monthly payment and the overall cost of borrowing. However, as we explain in Episode 5 of Home Made By The Lathams, interest rates are only one part of a […]
The legal process when buying a home and how long it really takes
If you are buying a home, one of the first questions you will probably ask is how long the legal process takes and when you might finally get the keys. It is a very natural question, and one I hear all the time. I explain this in more detail in my video here, which I […]
The Importance of Using a Budget Planner
In this new episode on Home Made By The Lathams, Zita and Jarrod talk about all things budgeting and the importance of using a budget planner. Every household manages their finances differently. Some will have one person taking care of the financial responsibilities, others it’s a shared task. But when you’re buying a home, transparency […]
We are hiring – join our team
Zita Latham Mortgages are looking for a fully CeMAP qualified, dedicated, ambitious and professional self-employed mortgage & protection advisor to join their growing and friendly team. This is your chance to grow your career in a high-energy, client-focused environment, learning from one of the best in the industry. What’s on Offer: Fully remote working – […]
Viewing Properties and What To Consider
Buying a home is one of the biggest decisions you will ever make. It affects your finances, your lifestyle and your future plans. After moving four times since relocating to this area, we have picked up a huge amount of insight into what really matters when viewing properties and planning ahead. In our video, we talked openly […]
What to Consider When Buying a Property in the UK
Buying a property is one of the biggest decisions you’ll ever make, and we know from personal and professional experience that the whole process can feel overwhelming. That’s exactly why we have created our new video series, Home Made By The Lathams. We wanted to open the doors to our Surrey home and share what […]
Fixed vs Variable Mortgages in Reigate: What’s the Best Option Right Now?
Fixed or Variable Mortgage in Reigate? Compare Your Options Fixed vs Variable Mortgages in Reigate: What’s the Best Option Right Now? With interest rates still a hot topic and the housing market in Reigate remaining competitive, many first-time buyers — and even seasoned homeowners — are wondering: should I choose a fixed or variable mortgage? […]
First-Time Buyer Mistakes to Avoid in the Surrey Property Market
First-Time Buyer Mistakes to Avoid in Surrey | Mortgage Advice First-Time Buyer Mistakes to Avoid in the Surrey Property Market Buying your first home is exciting — but it can also be overwhelming, especially in a competitive area like Surrey. Towns like Reigate and Redhill attract many first-time buyers, but they also present unique challenges. […]