The legal process when buying a home and how long it really takes
If you are buying a home, one of the first questions you will probably ask is how long the legal process takes and when you might finally get the keys. It is a very natural question, and one I hear all the time. I explain this in more detail in my video here, which I […]
The Importance of Using a Budget Planner
In this new episode on Home Made By The Lathams, Zita and Jarrod talk about all things budgeting and the importance of using a budget planner. Every household manages their finances differently. Some will have one person taking care of the financial responsibilities, others it’s a shared task. But when you’re buying a home, transparency […]
We are hiring – join our team
Zita Latham Mortgages are looking for a fully CeMAP qualified, dedicated, ambitious and professional self-employed mortgage & protection advisor to join their growing and friendly team. This is your chance to grow your career in a high-energy, client-focused environment, learning from one of the best in the industry. What’s on Offer: Fully remote working – […]
Viewing Properties and What To Consider
Buying a home is one of the biggest decisions you will ever make. It affects your finances, your lifestyle and your future plans. After moving four times since relocating to this area, we have picked up a huge amount of insight into what really matters when viewing properties and planning ahead. In our video, we talked openly […]
What to Consider When Buying a Property in the UK
Buying a property is one of the biggest decisions you’ll ever make, and we know from personal and professional experience that the whole process can feel overwhelming. That’s exactly why we have created our new video series, Home Made By The Lathams. We wanted to open the doors to our Surrey home and share what […]
Can My Parents Gift Me a Deposit for a Mortgage?
One of the biggest hurdles for first-time buyers is saving up a Gifted Deposit for Mortgage. If you’re struggling to build up your savings, you’re not alone, and it’s very common for parents to step in and help. In fact, I help many clients each month who are using gifted deposits from family to buy […]
What Counts as Proof of Income for a Mortgage?
If you’re preparing to apply for a Proof of Income for Mortgage, one of the key things your lender will look at is your income. But the type of documents you’ll need to provide depends on how you earn, whether you’re employed or self-employed. As a mortgage broker, I help clients from all kinds of […]
Worried About a Low Credit Score? Here’s What You Can Do Before Applying for a Mortgage
If you’re getting ready to apply for a mortgage and feeling unsure about your credit score, you’re not alone. One of the most common questions I get from clients is, “Zita, my score is only around 700 — should I take out a credit card to boost it?” I get it. It’s natural to want […]
First-Time Buyers: Are You Ready to Start Viewing Properties?
Watch my video here If you’re a first-time buyer and starting to get excited about booking your first viewings, this is a crucial moment in your home-buying journey. But before you start walking through those front doors and imagining your new life, there’s one very important step I recommend taking…speaking to a mortgage broker! Why […]
Have You Recently Moved to the UK and Are Considering Buying a Property Here?
Thinking about putting down roots in the UK and buying your first home here? Whether you’ve just arrived or have been living here for a few years and are ready to settle, this video is for you… Watch my video here I work with many clients who are foreign nationals and want to make the […]