Buying a home is an exciting milestone, but it can also feel overwhelming, especially if you’re not sure what to expect at each stage.
That’s why I created a helpful video breaking down the property-buying process step by step. Whether you’re a first-time buyer or moving up the property ladder, this guide will help you navigate the journey with confidence.
Key Steps in the Home Buying Process:
Step 1: Getting Mortgage Ready – Before you start searching for your dream home, you’ll need to understand your budget. Getting a mortgage agreement in principle (AIP) gives you an idea of how much you can borrow and reassures sellers that you’re a serious buyer.
Step 2: Finding the Right Property – Once you know your budget, it’s time to start house hunting! Take your time to explore different areas, attend viewings, and consider what features matter most to you.
Step 3: Making an Offer & Mortgage Application – When you find the perfect home, you’ll need to make an offer. If accepted, your mortgage application process begins. This includes affordability checks, credit assessments, and a property valuation.
Step 4: Conveyancing & Surveys – A solicitor or conveyancer will handle the legal work, while a property survey ensures there are no hidden issues with the home.
Step 5: Exchange & Completion – Once contracts are exchanged, the purchase becomes legally binding. On completion day, the keys are yours, and you can officially move in!
Want More Detail? Watch my YouTube video below for more information, where I walk you through each stage, sharing tips to make the process as smooth as possible.
If you have any questions or need personalised mortgage advice, feel free to reach out. Happy house hunting!
If I can help, please contact us today.
Feature Photo by Alena Darmel / Pexels